2026 loan limits in DeKalb County, Georgia
In DeKalb County, a conventional loan up to $832,750 on a one-unit home is conforming. Above that it’s a jumbo loan. FHA loans can go up to $718,750.
Conforming limit (1 unit)$832,750National baseline
FHA limit (1 unit)$718,750High-cost county
Highest price, 20% down, conforming$1,040,938Loan at the limit
Highest price, 3.5% down, FHA$744,819Loan at the limit
2026 limits by number of units
| Property | Conforming | FHA |
|---|---|---|
| 1 unit | $832,750 | $718,750 |
| 2 units | $1,066,250 | $920,150 |
| 3 units | $1,288,800 | $1,112,250 |
| 4 units | $1,601,750 | $1,382,250 |
What the limits mean for your purchase
The limit applies to the loan amount, not the price. With 20% down you could buy up to about $1,040,938 in DeKalb County and stay conforming; with 10% down, about $925,278. Loans above the limit are jumbo loans, which usually need a higher credit score and more savings. With FHA’s 3.5% minimum down payment, the highest price at the limit is about $744,819.
Questions
What is the 2026 conforming loan limit in DeKalb County?
$832,750 for a one-unit home.
What is the 2026 FHA loan limit in DeKalb County?
$718,750 for a one-unit home.
More for DeKalb County
DeKalb County property taxesFHA loan limits toolGeorgia closing costsAtlanta 30307 market dataAtlanta 30316 market dataAtlanta 30317 market dataAtlanta 30319 market dataAtlanta 30329 market dataAtlanta 30338 market dataAtlanta 30340 market dataAtlanta 30341 market dataAtlanta 30345 market dataAtlanta 30346 market data
2026 limits from HUD’s county files (Atlanta-Sandy Springs-Roswell, Ga). Conforming limits are set by the Federal Housing Finance Agency.