Loan limits

2026 loan limits in District of Columbia

1 of District of Columbia’s 1 counties are high-cost areas with conforming limits above the $832,750 baseline. The rest use the national limits.

Check a loan amount against your county’s limitConforming and jumbo limits

By county

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2026 conforming loan limit (1 unit)$1,249,125 everywhere in the state

Click a county for its figure. County outlines: U.S. Census Bureau.

One-unit limits by county

CountyConformingFHA
District of Columbia$1,249,125$1,249,125

Limits for 2026 from HUD’s county files; conforming limits are set by the Federal Housing Finance Agency.