2026 loan limits in Delaware
All 3 counties in Delaware use the national baseline: $832,750 for conforming loans and $541,287 for FHA loans on a one-unit home.
One-unit limits by county
| County | Conforming | FHA |
|---|---|---|
| Kent County | $832,750 | $541,287 |
| New Castle County | $832,750 | $630,200 |
| Sussex County | $832,750 | $541,287 |
More for Delaware
Limits for 2026 from HUD’s county files; conforming limits are set by the Federal Housing Finance Agency.