2026 loan limits in Colorado
20 of Colorado’s 64 counties are high-cost areas with conforming limits above the $832,750 baseline. The rest use the national limits.
One-unit limits by county
| County | Conforming | FHA |
|---|---|---|
| Adams County | $862,500 | $862,500 |
| Alamosa County | $832,750 | $541,287 |
| Arapahoe County | $862,500 | $862,500 |
| Archuleta County | $832,750 | $541,287 |
| Baca County | $832,750 | $541,287 |
| Bent County | $832,750 | $541,287 |
| Boulder County | $879,750 | $879,750 |
| Broomfield County | $862,500 | $862,500 |
| Chaffee County | $832,750 | $713,000 |
| Cheyenne County | $832,750 | $541,287 |
| Clear Creek County | $862,500 | $862,500 |
| Conejos County | $832,750 | $541,287 |
| Costilla County | $832,750 | $541,287 |
| Crowley County | $832,750 | $541,287 |
| Custer County | $832,750 | $541,287 |
| Delta County | $832,750 | $541,287 |
| Denver County | $862,500 | $862,500 |
| Dolores County | $832,750 | $541,287 |
| Douglas County | $862,500 | $862,500 |
| Eagle County | $1,249,125 | $1,249,125 |
| El Paso County | $832,750 | $541,650 |
| Elbert County | $862,500 | $862,500 |
| Fremont County | $832,750 | $541,287 |
| Garfield County | $1,209,750 | $1,249,125 |
| Gilpin County | $862,500 | $862,500 |
| Grand County | $883,200 | $883,200 |
| Gunnison County | $832,750 | $747,500 |
| Hinsdale County | $832,750 | $563,500 |
| Huerfano County | $832,750 | $541,287 |
| Jackson County | $832,750 | $541,287 |
| Jefferson County | $862,500 | $862,500 |
| Kiowa County | $832,750 | $541,287 |
| Kit Carson County | $832,750 | $541,287 |
| La Plata County | $832,750 | $747,500 |
| Lake County | $1,092,500 | $1,092,500 |
| Larimer County | $832,750 | $634,800 |
| Las Animas County | $832,750 | $541,287 |
| Lincoln County | $832,750 | $541,287 |
| Logan County | $832,750 | $541,287 |
| Mesa County | $832,750 | $541,287 |
| Mineral County | $832,750 | $541,287 |
| Moffat County | $1,089,050 | $1,089,050 |
| Montezuma County | $832,750 | $541,287 |
| Montrose County | $832,750 | $541,287 |
| Morgan County | $832,750 | $541,287 |
| Otero County | $832,750 | $541,287 |
| Ouray County | $832,750 | $750,950 |
| Park County | $862,500 | $862,500 |
| Phillips County | $832,750 | $541,287 |
| Pitkin County | $1,209,750 | $1,249,125 |
| Prowers County | $832,750 | $541,287 |
| Pueblo County | $832,750 | $541,287 |
| Rio Blanco County | $832,750 | $541,287 |
| Rio Grande County | $832,750 | $541,287 |
| Routt County | $1,089,050 | $1,089,050 |
| Saguache County | $832,750 | $541,287 |
| San Juan County | $832,750 | $541,287 |
| San Miguel County | $994,750 | $1,045,350 |
| Sedgwick County | $832,750 | $541,287 |
| Summit County | $1,092,500 | $1,092,500 |
| Teller County | $832,750 | $541,650 |
| Washington County | $832,750 | $541,287 |
| Weld County | $832,750 | $575,000 |
| Yuma County | $832,750 | $541,287 |
More for Colorado
Limits for 2026 from HUD’s county files; conforming limits are set by the Federal Housing Finance Agency.