Loan limits

2026 loan limits in Arizona

All 15 counties in Arizona use the national baseline: $832,750 for conforming loans and $541,287 for FHA loans on a one-unit home.

Check a loan amount against your county’s limitConforming and jumbo limits

One-unit limits by county

CountyConformingFHA
Apache County$832,750$541,287
Cochise County$832,750$541,287
Coconino County$832,750$609,500
Gila County$832,750$541,287
Graham County$832,750$541,287
Greenlee County$832,750$541,287
La Paz County$832,750$541,287
Maricopa County$832,750$557,750
Mohave County$832,750$541,287
Navajo County$832,750$541,287
Pima County$832,750$541,287
Pinal County$832,750$557,750
Santa Cruz County$832,750$541,287
Yavapai County$832,750$541,287
Yuma County$832,750$541,287

Limits for 2026 from HUD’s county files; conforming limits are set by the Federal Housing Finance Agency.