2026 loan limits in Alabama
All 67 counties in Alabama use the national baseline: $832,750 for conforming loans and $541,287 for FHA loans on a one-unit home.
One-unit limits by county
| County | Conforming | FHA |
|---|---|---|
| Autauga County | $832,750 | $541,287 |
| Baldwin County | $832,750 | $541,287 |
| Barbour County | $832,750 | $541,287 |
| Bibb County | $832,750 | $541,287 |
| Blount County | $832,750 | $541,287 |
| Bullock County | $832,750 | $541,287 |
| Butler County | $832,750 | $541,287 |
| Calhoun County | $832,750 | $541,287 |
| Chambers County | $832,750 | $541,287 |
| Cherokee County | $832,750 | $541,287 |
| Chilton County | $832,750 | $541,287 |
| Choctaw County | $832,750 | $541,287 |
| Clarke County | $832,750 | $541,287 |
| Clay County | $832,750 | $541,287 |
| Cleburne County | $832,750 | $541,287 |
| Coffee County | $832,750 | $541,287 |
| Colbert County | $832,750 | $541,287 |
| Conecuh County | $832,750 | $541,287 |
| Coosa County | $832,750 | $541,287 |
| Covington County | $832,750 | $541,287 |
| Crenshaw County | $832,750 | $541,287 |
| Cullman County | $832,750 | $541,287 |
| Dale County | $832,750 | $541,287 |
| Dallas County | $832,750 | $541,287 |
| DeKalb County | $832,750 | $541,287 |
| Elmore County | $832,750 | $541,287 |
| Escambia County | $832,750 | $541,287 |
| Etowah County | $832,750 | $541,287 |
| Fayette County | $832,750 | $541,287 |
| Franklin County | $832,750 | $541,287 |
| Geneva County | $832,750 | $541,287 |
| Greene County | $832,750 | $541,287 |
| Hale County | $832,750 | $541,287 |
| Henry County | $832,750 | $541,287 |
| Houston County | $832,750 | $541,287 |
| Jackson County | $832,750 | $541,287 |
| Jefferson County | $832,750 | $541,287 |
| Lamar County | $832,750 | $541,287 |
| Lauderdale County | $832,750 | $541,287 |
| Lawrence County | $832,750 | $541,287 |
| Lee County | $832,750 | $541,287 |
| Limestone County | $832,750 | $541,287 |
| Lowndes County | $832,750 | $541,287 |
| Macon County | $832,750 | $541,287 |
| Madison County | $832,750 | $541,287 |
| Marengo County | $832,750 | $541,287 |
| Marion County | $832,750 | $541,287 |
| Marshall County | $832,750 | $541,287 |
| Mobile County | $832,750 | $541,287 |
| Monroe County | $832,750 | $541,287 |
| Montgomery County | $832,750 | $541,287 |
| Morgan County | $832,750 | $541,287 |
| Perry County | $832,750 | $541,287 |
| Pickens County | $832,750 | $541,287 |
| Pike County | $832,750 | $541,287 |
| Randolph County | $832,750 | $541,287 |
| Russell County | $832,750 | $541,287 |
| Shelby County | $832,750 | $541,287 |
| St. Clair County | $832,750 | $541,287 |
| Sumter County | $832,750 | $541,287 |
| Talladega County | $832,750 | $541,287 |
| Tallapoosa County | $832,750 | $541,287 |
| Tuscaloosa County | $832,750 | $541,287 |
| Walker County | $832,750 | $541,287 |
| Washington County | $832,750 | $541,287 |
| Wilcox County | $832,750 | $541,287 |
| Winston County | $832,750 | $541,287 |
More for Alabama
Limits for 2026 from HUD’s county files; conforming limits are set by the Federal Housing Finance Agency.