Closing costs in Wisconsin
On a $500,000 home with 20% down, buyers in Wisconsin typically pay about $7,950 to $19,133 at closing, including prepaid taxes and insurance.
Typical buyer total1.6%–3.8%Of the price, 20% down
Closings handled byA title or settlement companyCustomary in the state
Buyer-paid taxesNoneTransfer taxes are seller-paid or not charged
Buyer-paid taxes
| Tax | On $500,000 with 20% down | Note |
|---|---|---|
| None for buyers | $0 | Wisconsin’s real estate transfer fee ($3 per $1,000) is customarily paid by the seller. |
Estimated closing costs by price
| Price | Loan | Closing costs | Share of price |
|---|---|---|---|
| $300,000 | Conventional, 20% down | $6,310 – $14,560 | 2.1%–4.9% |
| $300,000 | FHA, 3.5% down | $6,584 – $15,323 | 2.2%–5.1% |
| $500,000 | Conventional, 20% down | $7,950 – $19,133 | 1.6%–3.8% |
| $500,000 | FHA, 3.5% down | $8,407 – $20,405 | 1.7%–4.1% |
| $750,000 | Conventional, 20% down | $10,000 – $24,850 | 1.3%–3.3% |
| $750,000 | FHA, 3.5% down | $10,686 – $26,758 | 1.4%–3.6% |
Who pays what in Wisconsin
Wisconsin’s real estate transfer fee ($3 per $1,000) is customarily paid by the seller.
Questions
How much are closing costs for buyers in Wisconsin?
Often about 1.6% to 3.8% of the price with 20% down, including prepaid taxes and insurance.
Do buyers pay transfer tax in Wisconsin?
No. Wisconsin’s real estate transfer fee ($3 per $1,000) is customarily paid by the seller.
More for Wisconsin
Sources: Wisconsin Statutes §77.22. Fees are typical ranges, not quotes; your Loan Estimate lists the actual costs.