Closing costs in Oregon
On a $500,000 home with 20% down, buyers in Oregon typically pay about $7,288 to $16,308 at closing, including prepaid taxes and insurance.
Typical buyer total1.5%–3.3%Of the price, 20% down
Closings handled byA title or settlement companyCustomary in the state
Buyer-paid taxesNoneTransfer taxes are seller-paid or not charged
Buyer-paid taxes
| Tax | On $500,000 with 20% down | Note |
|---|---|---|
| None for buyers | $0 | Oregon has no statewide transfer tax; Washington County is the only county with its own. |
Estimated closing costs by price
| Price | Loan | Closing costs | Share of price |
|---|---|---|---|
| $300,000 | Conventional, 20% down | $5,913 – $12,865 | 2.0%–4.3% |
| $300,000 | FHA, 3.5% down | $6,261 – $13,777 | 2.1%–4.6% |
| $500,000 | Conventional, 20% down | $7,288 – $16,308 | 1.5%–3.3% |
| $500,000 | FHA, 3.5% down | $7,868 – $17,828 | 1.6%–3.6% |
| $750,000 | Conventional, 20% down | $9,006 – $20,613 | 1.2%–2.7% |
| $750,000 | FHA, 3.5% down | $9,878 – $22,892 | 1.3%–3.1% |
Who pays what in Oregon
Oregon has no statewide transfer tax; Washington County is the only county with its own.
By custom here the seller usually pays for the owner’s title policy; the buyer pays for the lender’s policy.
Questions
How much are closing costs for buyers in Oregon?
Often about 1.5% to 3.3% of the price with 20% down, including prepaid taxes and insurance.
Do buyers pay transfer tax in Oregon?
No. Oregon has no statewide transfer tax; Washington County is the only county with its own.
More for Oregon
Sources: Oregon Revised Statutes §306.815 (local transfer tax limit); Washington County, Oregon Real Property Transfer Tax. Fees are typical ranges, not quotes; your Loan Estimate lists the actual costs.