2026 loan limits in Missouri
All 115 counties in Missouri use the national baseline: $832,750 for conforming loans and $541,287 for FHA loans on a one-unit home.
One-unit limits by county
| County | Conforming | FHA |
|---|---|---|
| Adair County | $832,750 | $541,287 |
| Andrew County | $832,750 | $541,287 |
| Atchison County | $832,750 | $541,287 |
| Audrain County | $832,750 | $541,287 |
| Barry County | $832,750 | $541,287 |
| Barton County | $832,750 | $541,287 |
| Bates County | $832,750 | $541,287 |
| Benton County | $832,750 | $541,287 |
| Bollinger County | $832,750 | $541,287 |
| Boone County | $832,750 | $541,287 |
| Buchanan County | $832,750 | $541,287 |
| Butler County | $832,750 | $541,287 |
| Caldwell County | $832,750 | $541,287 |
| Callaway County | $832,750 | $541,287 |
| Camden County | $832,750 | $541,287 |
| Cape Girardeau County | $832,750 | $541,287 |
| Carroll County | $832,750 | $541,287 |
| Carter County | $832,750 | $541,287 |
| Cass County | $832,750 | $541,287 |
| Cedar County | $832,750 | $541,287 |
| Chariton County | $832,750 | $541,287 |
| Christian County | $832,750 | $541,287 |
| Clark County | $832,750 | $541,287 |
| Clay County | $832,750 | $541,287 |
| Clinton County | $832,750 | $541,287 |
| Cole County | $832,750 | $541,287 |
| Cooper County | $832,750 | $541,287 |
| Crawford County | $832,750 | $541,287 |
| Dade County | $832,750 | $541,287 |
| Dallas County | $832,750 | $541,287 |
| Daviess County | $832,750 | $541,287 |
| DeKalb County | $832,750 | $541,287 |
| Dent County | $832,750 | $541,287 |
| Douglas County | $832,750 | $541,287 |
| Dunklin County | $832,750 | $541,287 |
| Franklin County | $832,750 | $541,287 |
| Gasconade County | $832,750 | $541,287 |
| Gentry County | $832,750 | $541,287 |
| Greene County | $832,750 | $541,287 |
| Grundy County | $832,750 | $541,287 |
| Harrison County | $832,750 | $541,287 |
| Henry County | $832,750 | $541,287 |
| Hickory County | $832,750 | $541,287 |
| Holt County | $832,750 | $541,287 |
| Howard County | $832,750 | $541,287 |
| Howell County | $832,750 | $541,287 |
| Iron County | $832,750 | $541,287 |
| Jackson County | $832,750 | $541,287 |
| Jasper County | $832,750 | $541,287 |
| Jefferson County | $832,750 | $541,287 |
| Johnson County | $832,750 | $541,287 |
| Knox County | $832,750 | $541,287 |
| Laclede County | $832,750 | $541,287 |
| Lafayette County | $832,750 | $541,287 |
| Lawrence County | $832,750 | $541,287 |
| Lewis County | $832,750 | $541,287 |
| Lincoln County | $832,750 | $541,287 |
| Linn County | $832,750 | $541,287 |
| Livingston County | $832,750 | $541,287 |
| Macon County | $832,750 | $541,287 |
| Madison County | $832,750 | $541,287 |
| Maries County | $832,750 | $541,287 |
| Marion County | $832,750 | $541,287 |
| McDonald County | $832,750 | $541,287 |
| Mercer County | $832,750 | $541,287 |
| Miller County | $832,750 | $541,287 |
| Mississippi County | $832,750 | $541,287 |
| Moniteau County | $832,750 | $541,287 |
| Monroe County | $832,750 | $541,287 |
| Montgomery County | $832,750 | $541,287 |
| Morgan County | $832,750 | $541,287 |
| New Madrid County | $832,750 | $541,287 |
| Newton County | $832,750 | $541,287 |
| Nodaway County | $832,750 | $541,287 |
| Oregon County | $832,750 | $541,287 |
| Osage County | $832,750 | $541,287 |
| Ozark County | $832,750 | $541,287 |
| Pemiscot County | $832,750 | $541,287 |
| Perry County | $832,750 | $541,287 |
| Pettis County | $832,750 | $541,287 |
| Phelps County | $832,750 | $541,287 |
| Pike County | $832,750 | $541,287 |
| Platte County | $832,750 | $541,287 |
| Polk County | $832,750 | $541,287 |
| Pulaski County | $832,750 | $541,287 |
| Putnam County | $832,750 | $541,287 |
| Ralls County | $832,750 | $541,287 |
| Randolph County | $832,750 | $541,287 |
| Ray County | $832,750 | $541,287 |
| Reynolds County | $832,750 | $541,287 |
| Ripley County | $832,750 | $541,287 |
| Saline County | $832,750 | $541,287 |
| Schuyler County | $832,750 | $541,287 |
| Scotland County | $832,750 | $541,287 |
| Scott County | $832,750 | $541,287 |
| Shannon County | $832,750 | $541,287 |
| Shelby County | $832,750 | $541,287 |
| St. Charles County | $832,750 | $541,287 |
| St. Clair County | $832,750 | $541,287 |
| St. Francois County | $832,750 | $541,287 |
| St. Louis (city) | $832,750 | $541,287 |
| St. Louis County | $832,750 | $541,287 |
| Ste. Genevieve County | $832,750 | $541,287 |
| Stoddard County | $832,750 | $541,287 |
| Stone County | $832,750 | $541,287 |
| Sullivan County | $832,750 | $541,287 |
| Taney County | $832,750 | $541,287 |
| Texas County | $832,750 | $541,287 |
| Vernon County | $832,750 | $541,287 |
| Warren County | $832,750 | $541,287 |
| Washington County | $832,750 | $541,287 |
| Wayne County | $832,750 | $541,287 |
| Webster County | $832,750 | $541,287 |
| Worth County | $832,750 | $541,287 |
| Wright County | $832,750 | $541,287 |
More for Missouri
Limits for 2026 from HUD’s county files; conforming limits are set by the Federal Housing Finance Agency.