2026 loan limits in Maine
All 16 counties in Maine use the national baseline: $832,750 for conforming loans and $541,287 for FHA loans on a one-unit home.
One-unit limits by county
| County | Conforming | FHA |
|---|---|---|
| Androscoggin County | $832,750 | $541,287 |
| Aroostook County | $832,750 | $541,287 |
| Cumberland County | $832,750 | $615,250 |
| Franklin County | $832,750 | $541,287 |
| Hancock County | $832,750 | $541,287 |
| Kennebec County | $832,750 | $541,287 |
| Knox County | $832,750 | $541,287 |
| Lincoln County | $832,750 | $541,287 |
| Oxford County | $832,750 | $541,287 |
| Penobscot County | $832,750 | $541,287 |
| Piscataquis County | $832,750 | $541,287 |
| Sagadahoc County | $832,750 | $615,250 |
| Somerset County | $832,750 | $541,287 |
| Waldo County | $832,750 | $541,287 |
| Washington County | $832,750 | $541,287 |
| York County | $832,750 | $615,250 |
More for Maine
Limits for 2026 from HUD’s county files; conforming limits are set by the Federal Housing Finance Agency.