Loan limits

2026 loan limits in Arkansas

All 75 counties in Arkansas use the national baseline: $832,750 for conforming loans and $541,287 for FHA loans on a one-unit home.

Check a loan amount against your county’s limitConforming and jumbo limits

One-unit limits by county

CountyConformingFHA
Arkansas County$832,750$541,287
Ashley County$832,750$541,287
Baxter County$832,750$541,287
Benton County$832,750$541,287
Boone County$832,750$541,287
Bradley County$832,750$541,287
Calhoun County$832,750$541,287
Carroll County$832,750$541,287
Chicot County$832,750$541,287
Clark County$832,750$541,287
Clay County$832,750$541,287
Cleburne County$832,750$541,287
Cleveland County$832,750$541,287
Columbia County$832,750$541,287
Conway County$832,750$541,287
Craighead County$832,750$541,287
Crawford County$832,750$541,287
Crittenden County$832,750$541,287
Cross County$832,750$541,287
Dallas County$832,750$541,287
Desha County$832,750$541,287
Drew County$832,750$541,287
Faulkner County$832,750$541,287
Franklin County$832,750$541,287
Fulton County$832,750$541,287
Garland County$832,750$541,287
Grant County$832,750$541,287
Greene County$832,750$541,287
Hempstead County$832,750$541,287
Hot Spring County$832,750$541,287
Howard County$832,750$541,287
Independence County$832,750$541,287
Izard County$832,750$541,287
Jackson County$832,750$541,287
Jefferson County$832,750$541,287
Johnson County$832,750$541,287
Lafayette County$832,750$541,287
Lawrence County$832,750$541,287
Lee County$832,750$541,287
Lincoln County$832,750$541,287
Little River County$832,750$541,287
Logan County$832,750$541,287
Lonoke County$832,750$541,287
Madison County$832,750$541,287
Marion County$832,750$541,287
Miller County$832,750$541,287
Mississippi County$832,750$541,287
Monroe County$832,750$541,287
Montgomery County$832,750$541,287
Nevada County$832,750$541,287
Newton County$832,750$541,287
Ouachita County$832,750$541,287
Perry County$832,750$541,287
Phillips County$832,750$541,287
Pike County$832,750$541,287
Poinsett County$832,750$541,287
Polk County$832,750$541,287
Pope County$832,750$541,287
Prairie County$832,750$541,287
Pulaski County$832,750$541,287
Randolph County$832,750$541,287
Saline County$832,750$541,287
Scott County$832,750$541,287
Searcy County$832,750$541,287
Sebastian County$832,750$541,287
Sevier County$832,750$541,287
Sharp County$832,750$541,287
St. Francis County$832,750$541,287
Stone County$832,750$541,287
Union County$832,750$541,287
Van Buren County$832,750$541,287
Washington County$832,750$541,287
White County$832,750$541,287
Woodruff County$832,750$541,287
Yell County$832,750$541,287

Limits for 2026 from HUD’s county files; conforming limits are set by the Federal Housing Finance Agency.