2026 loan limits in Clark County, Washington
In Clark County, a conventional loan up to $832,750 on a one-unit home is conforming. Above that it’s a jumbo loan. FHA loans can go up to $701,500.
Conforming limit (1 unit)$832,750National baseline
FHA limit (1 unit)$701,500High-cost county
Highest price, 20% down, conforming$1,040,938Loan at the limit
Highest price, 3.5% down, FHA$726,943Loan at the limit
2026 limits by number of units
| Property | Conforming | FHA |
|---|---|---|
| 1 unit | $832,750 | $701,500 |
| 2 units | $1,066,250 | $898,050 |
| 3 units | $1,288,800 | $1,085,550 |
| 4 units | $1,601,750 | $1,349,050 |
What the limits mean for your purchase
The limit applies to the loan amount, not the price. With 20% down you could buy up to about $1,040,938 in Clark County and stay conforming; with 10% down, about $925,278. Loans above the limit are jumbo loans, which usually need a higher credit score and more savings. With FHA’s 3.5% minimum down payment, the highest price at the limit is about $726,943.
Questions
What is the 2026 conforming loan limit in Clark County?
$832,750 for a one-unit home.
What is the 2026 FHA loan limit in Clark County?
$701,500 for a one-unit home.
More for Clark County
Clark County property taxesFHA loan limits toolWashington closing costsAmboy 98601 market dataBattle Ground 98604 market dataBrush Prairie 98606 market dataCamas 98607 market dataLa Center 98629 market dataRidgefield 98642 market dataVancouver 98660 market dataVancouver 98661 market dataVancouver 98662 market dataVancouver 98663 market data
2026 limits from HUD’s county files (Portland-Vancouver-Hillsboro, Or-Wa). Conforming limits are set by the Federal Housing Finance Agency.