2026 loan limits in Utah
4 of Utah’s 29 counties are high-cost areas with conforming limits above the $832,750 baseline. The rest use the national limits.
One-unit limits by county
| County | Conforming | FHA |
|---|---|---|
| Beaver County | $832,750 | $541,287 |
| Box Elder County | $832,750 | $541,287 |
| Cache County | $832,750 | $541,287 |
| Carbon County | $832,750 | $541,287 |
| Daggett County | $832,750 | $541,287 |
| Davis County | $832,750 | $744,050 |
| Duchesne County | $832,750 | $541,287 |
| Emery County | $832,750 | $541,287 |
| Garfield County | $832,750 | $541,287 |
| Grand County | $839,500 | $839,500 |
| Iron County | $832,750 | $541,287 |
| Juab County | $832,750 | $601,450 |
| Kane County | $832,750 | $541,287 |
| Millard County | $832,750 | $541,287 |
| Morgan County | $832,750 | $744,050 |
| Piute County | $832,750 | $541,287 |
| Rich County | $832,750 | $579,600 |
| Salt Lake County | $832,750 | $637,100 |
| San Juan County | $832,750 | $541,287 |
| Sanpete County | $832,750 | $541,287 |
| Sevier County | $832,750 | $541,287 |
| Summit County | $1,150,000 | $1,163,800 |
| Tooele County | $832,750 | $637,100 |
| Uintah County | $832,750 | $541,287 |
| Utah County | $832,750 | $601,450 |
| Wasatch County | $1,150,000 | $1,163,800 |
| Washington County | $832,750 | $607,200 |
| Wayne County | $997,050 | $997,050 |
| Weber County | $832,750 | $744,050 |
More for Utah
Limits for 2026 from HUD’s county files; conforming limits are set by the Federal Housing Finance Agency.