2026 loan limits in Huron County, Ohio
In Huron County, a conventional loan up to $832,750 on a one-unit home is conforming. Above that it’s a jumbo loan. FHA loans can go up to $541,287.
Conforming limit (1 unit)$832,750National baseline
FHA limit (1 unit)$541,287National floor
Highest price, 20% down, conforming$1,040,938Loan at the limit
Highest price, 3.5% down, FHA$560,919Loan at the limit
2026 limits by number of units
| Property | Conforming | FHA |
|---|---|---|
| 1 unit | $832,750 | $541,287 |
| 2 units | $1,066,250 | $693,050 |
| 3 units | $1,288,800 | $837,700 |
| 4 units | $1,601,750 | $1,041,125 |
What the limits mean for your purchase
The limit applies to the loan amount, not the price. With 20% down you could buy up to about $1,040,938 in Huron County and stay conforming; with 10% down, about $925,278. Loans above the limit are jumbo loans, which usually need a higher credit score and more savings. With FHA’s 3.5% minimum down payment, the highest price at the limit is about $560,919.
Questions
What is the 2026 conforming loan limit in Huron County?
$832,750 for a one-unit home.
What is the 2026 FHA loan limit in Huron County?
$541,287 for a one-unit home.
More for Huron County
Huron County property taxesFHA loan limits toolOhio closing costsBellevue 44811 market dataCollins 44826 market dataGreenwich 44837 market dataMonroeville 44847 market dataNew London 44851 market dataNorth Fairfield 44855 market dataNorwalk 44857 market dataPlymouth 44865 market dataWakeman 44889 market dataWillard 44890 market data
2026 limits from HUD’s county files (Norwalk, Oh). Conforming limits are set by the Federal Housing Finance Agency.