2026 loan limits in New Mexico
All 33 counties in New Mexico use the national baseline: $832,750 for conforming loans and $541,287 for FHA loans on a one-unit home.
One-unit limits by county
| County | Conforming | FHA |
|---|---|---|
| Bernalillo County | $832,750 | $541,287 |
| Catron County | $832,750 | $541,287 |
| Chaves County | $832,750 | $541,287 |
| Cibola County | $832,750 | $541,287 |
| Colfax County | $832,750 | $541,287 |
| Curry County | $832,750 | $541,287 |
| De Baca County | $832,750 | $541,287 |
| Doña Ana County | $832,750 | $541,287 |
| Eddy County | $832,750 | $541,287 |
| Grant County | $832,750 | $541,287 |
| Guadalupe County | $832,750 | $541,287 |
| Harding County | $832,750 | $541,287 |
| Hidalgo County | $832,750 | $541,287 |
| Lea County | $832,750 | $541,287 |
| Lincoln County | $832,750 | $541,287 |
| Los Alamos County | $832,750 | $692,300 |
| Luna County | $832,750 | $541,287 |
| McKinley County | $832,750 | $541,287 |
| Mora County | $832,750 | $541,287 |
| Otero County | $832,750 | $541,287 |
| Quay County | $832,750 | $541,287 |
| Rio Arriba County | $832,750 | $541,287 |
| Roosevelt County | $832,750 | $541,287 |
| San Juan County | $832,750 | $541,287 |
| San Miguel County | $832,750 | $541,287 |
| Sandoval County | $832,750 | $541,287 |
| Santa Fe County | $832,750 | $569,250 |
| Sierra County | $832,750 | $541,287 |
| Socorro County | $832,750 | $541,287 |
| Taos County | $832,750 | $541,287 |
| Torrance County | $832,750 | $541,287 |
| Union County | $832,750 | $541,287 |
| Valencia County | $832,750 | $541,287 |
More for New Mexico
Limits for 2026 from HUD’s county files; conforming limits are set by the Federal Housing Finance Agency.