2026 loan limits in Mississippi
All 82 counties in Mississippi use the national baseline: $832,750 for conforming loans and $541,287 for FHA loans on a one-unit home.
One-unit limits by county
| County | Conforming | FHA |
|---|---|---|
| Adams County | $832,750 | $541,287 |
| Alcorn County | $832,750 | $541,287 |
| Amite County | $832,750 | $541,287 |
| Attala County | $832,750 | $541,287 |
| Benton County | $832,750 | $541,287 |
| Bolivar County | $832,750 | $541,287 |
| Calhoun County | $832,750 | $541,287 |
| Carroll County | $832,750 | $541,287 |
| Chickasaw County | $832,750 | $541,287 |
| Choctaw County | $832,750 | $541,287 |
| Claiborne County | $832,750 | $541,287 |
| Clarke County | $832,750 | $541,287 |
| Clay County | $832,750 | $541,287 |
| Coahoma County | $832,750 | $541,287 |
| Copiah County | $832,750 | $541,287 |
| Covington County | $832,750 | $541,287 |
| DeSoto County | $832,750 | $541,287 |
| Forrest County | $832,750 | $541,287 |
| Franklin County | $832,750 | $541,287 |
| George County | $832,750 | $541,287 |
| Greene County | $832,750 | $541,287 |
| Grenada County | $832,750 | $541,287 |
| Hancock County | $832,750 | $541,287 |
| Harrison County | $832,750 | $541,287 |
| Hinds County | $832,750 | $541,287 |
| Holmes County | $832,750 | $541,287 |
| Humphreys County | $832,750 | $541,287 |
| Issaquena County | $832,750 | $541,287 |
| Itawamba County | $832,750 | $541,287 |
| Jackson County | $832,750 | $541,287 |
| Jasper County | $832,750 | $541,287 |
| Jefferson County | $832,750 | $541,287 |
| Jefferson Davis County | $832,750 | $541,287 |
| Jones County | $832,750 | $541,287 |
| Kemper County | $832,750 | $541,287 |
| Lafayette County | $832,750 | $541,287 |
| Lamar County | $832,750 | $541,287 |
| Lauderdale County | $832,750 | $541,287 |
| Lawrence County | $832,750 | $541,287 |
| Leake County | $832,750 | $541,287 |
| Lee County | $832,750 | $541,287 |
| Leflore County | $832,750 | $541,287 |
| Lincoln County | $832,750 | $541,287 |
| Lowndes County | $832,750 | $541,287 |
| Madison County | $832,750 | $541,287 |
| Marion County | $832,750 | $541,287 |
| Marshall County | $832,750 | $541,287 |
| Monroe County | $832,750 | $541,287 |
| Montgomery County | $832,750 | $541,287 |
| Neshoba County | $832,750 | $541,287 |
| Newton County | $832,750 | $541,287 |
| Noxubee County | $832,750 | $541,287 |
| Oktibbeha County | $832,750 | $541,287 |
| Panola County | $832,750 | $541,287 |
| Pearl River County | $832,750 | $541,287 |
| Perry County | $832,750 | $541,287 |
| Pike County | $832,750 | $541,287 |
| Pontotoc County | $832,750 | $541,287 |
| Prentiss County | $832,750 | $541,287 |
| Quitman County | $832,750 | $541,287 |
| Rankin County | $832,750 | $541,287 |
| Scott County | $832,750 | $541,287 |
| Sharkey County | $832,750 | $541,287 |
| Simpson County | $832,750 | $541,287 |
| Smith County | $832,750 | $541,287 |
| Stone County | $832,750 | $541,287 |
| Sunflower County | $832,750 | $541,287 |
| Tallahatchie County | $832,750 | $541,287 |
| Tate County | $832,750 | $541,287 |
| Tippah County | $832,750 | $541,287 |
| Tishomingo County | $832,750 | $541,287 |
| Tunica County | $832,750 | $541,287 |
| Union County | $832,750 | $541,287 |
| Walthall County | $832,750 | $541,287 |
| Warren County | $832,750 | $541,287 |
| Washington County | $832,750 | $541,287 |
| Wayne County | $832,750 | $541,287 |
| Webster County | $832,750 | $541,287 |
| Wilkinson County | $832,750 | $541,287 |
| Winston County | $832,750 | $541,287 |
| Yalobusha County | $832,750 | $541,287 |
| Yazoo County | $832,750 | $541,287 |
More for Mississippi
Limits for 2026 from HUD’s county files; conforming limits are set by the Federal Housing Finance Agency.