1 program can help buyers in Ohio with a down payment and closing costs. Most are for first-time buyers with moderate incomes and are used with a participating lender.
Amount set by the agency; see its site
Ohio Housing Finance Agency offers down payment and closing cost help for eligible buyers, usually paired with its own first mortgage.
Who qualifies: Usually first-time buyers with income and price limits, a program first mortgage and a homebuyer class.
Ohio Housing Finance Agency · Agency website → · Not yet confirmed by us: check the agency’s site for current amounts and rules.
Most programs are a second loan with no monthly payment that is forgiven over time or repaid when you sell or refinance, and some are grants. You usually need a program first mortgage from a participating lender, a homebuyer education course and income under the program’s limit. Apply before you make offers, so your pre-approval reflects the help.
Program amounts and rules change often. Confirm the details on each agency’s site before you rely on them.