/* OfferBacked — Charcoal + Mist */
:root {
  --d: #2F343B; --d2: #4A5059; --lt: #E4EEDF; --t1: #D3D7DC; --mut: #565C64; --body: #3D4249;
  --tan: #E6D8C6; --cream: #FAF6F0; --sand: #F1E9DE; --div: #E7DED3; --border: #D6CBBE;
  --at: #4A6B43; --atl: #4F7148; --mist: #D4E4CC;
  --hf: 'Plus Jakarta Sans', system-ui, sans-serif; --bf: Figtree, system-ui, sans-serif;
}
*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body { margin: 0; background: var(--cream); color: var(--d); font-family: var(--bf); font-size: 17px; line-height: 1.5; }
a { color: var(--d); }
a:hover { color: var(--at); }
img, svg { max-width: 100%; }
h1, h2, h3 { font-family: var(--hf); margin: 0; letter-spacing: -0.02em; line-height: 1.1; }
p { margin: 0; }
[hidden] { display: none !important; }
.skip { position: absolute; left: -9999px; top: 8px; background: var(--d); color: #fff; padding: 10px 16px; border-radius: 8px; z-index: 100; }
.skip:focus { left: 8px; }
:focus-visible { outline: 3px solid var(--at); outline-offset: 2px; }
.wrap { max-width: 1440px; margin: 0 auto; padding-left: 80px; padding-right: 80px; }
.narrow { max-width: 900px; }
.center { text-align: center; }
.muted { color: var(--mut); font-size: 15px; }
.fine { font-size: 13px; line-height: 1.55; color: var(--mut); }
.hp { position: absolute; left: -9999px; width: 1px; height: 1px; overflow: hidden; }
.eyebrow { font-size: 14px; font-weight: 700; letter-spacing: .1em; text-transform: uppercase; color: var(--at); }
.lead { font-size: 20px; line-height: 1.55; color: var(--body); max-width: 760px; }
.text-link { font-weight: 700; }

/* Buttons */
.btn { display: inline-flex; align-items: center; justify-content: center; gap: 8px; min-height: 54px; padding: 0 26px; border-radius: 999px; font-family: var(--bf); font-size: 17px; font-weight: 700; text-decoration: none; white-space: nowrap; cursor: pointer; border: 2px solid transparent; }
.btn-dark { background: var(--d); color: #fff; border-color: var(--d); }
.btn-dark:hover { background: #1f2328; color: #fff; }
.btn-outline { background: transparent; color: var(--d); border-color: var(--d); }
.btn-outline:hover { background: #fff; color: var(--d); }
.btn-mist { background: var(--mist); color: var(--d); border-color: var(--mist); }
.btn-sm { min-height: 48px; padding: 0 20px; font-size: 16px; }
.btn-block { display: flex; width: 100%; }

/* Header */
.site-header { position: relative; border-bottom: 1px solid var(--div); background: var(--cream); z-index: 10; }
.header-row { display: flex; align-items: center; justify-content: space-between; gap: 24px; padding-top: 24px; padding-bottom: 24px; }
.brand { text-decoration: none; }
.brand-lockup { display: inline-flex; align-items: center; gap: 12px; }
.brand-mark { width: 44px; height: 50px; flex-shrink: 0; }
.brand-words { display: flex; flex-direction: column; gap: 3px; line-height: 1; }
.brand-name { font-family: var(--hf); font-size: 28px; font-weight: 800; letter-spacing: -0.8px; color: var(--d); }
.brand-name span { color: var(--atl); }
.brand-sub { font-family: var(--hf); font-size: 12px; font-weight: 700; letter-spacing: 4.4px; text-transform: uppercase; color: var(--mut); }
.on-dark .brand-name { color: var(--cream); }
.on-dark .brand-name span { color: var(--mist); }
.on-dark .brand-sub { color: #C3C8CE; }
.main-nav { display: flex; gap: 36px; font-size: 17px; font-weight: 500; }
.main-nav a { text-decoration: none; padding: 6px 0; }
.main-nav a[aria-current="page"] { font-weight: 700; border-bottom: 2px solid var(--d); }
.mobile-menu { display: none; }

/* Hero + calculator */
.hero { display: flex; flex-direction: column; align-items: center; text-align: center; gap: 28px; padding-top: 84px; padding-bottom: 100px; }
.hero-title { font-size: clamp(44px, 5vw, 72px); font-weight: 800; letter-spacing: -2.5px; line-height: 1; }
@media (min-width: 1100px) { .hero-title { white-space: nowrap; } }
.hero-title em { font-style: italic; color: var(--atl); }
.hero-actions { display: flex; gap: 16px; flex-wrap: wrap; justify-content: center; align-items: center; }
.hero-actions.left { justify-content: flex-start; }
.calc { position: relative; margin-top: 40px; width: 100%; display: grid; grid-template-columns: 1.15fr 1.2fr .85fr 1fr 1.45fr; background: #fff; border: 2px solid var(--d); border-radius: 28px; box-shadow: 12px 12px 0 var(--d); text-align: left; }
.calc-sticker { position: absolute; top: -40px; right: -30px; width: 104px; height: 104px; border-radius: 50%; background: var(--mist); display: flex; align-items: center; justify-content: center; text-align: center; font-family: var(--hf); font-style: italic; font-weight: 700; font-size: 19px; line-height: 1.05; transform: rotate(12deg); }
.calc-field { display: flex; flex-direction: column; gap: 10px; padding: 28px 20px 24px; border-right: 1px solid var(--div); min-width: 0; }
.calc-field.first { padding-left: 28px; }
.calc-field label, .field label, fieldset legend, .k { font-size: 13px; font-weight: 700; letter-spacing: .08em; text-transform: uppercase; color: var(--mut); }
.box { display: flex; align-items: center; gap: 6px; height: 56px; padding: 0 14px; border: 2px solid var(--border); border-radius: 14px; background: var(--cream); width: 100%; min-width: 0; }
.box input { width: 100%; min-width: 0; border: 0; outline: none; background: transparent; font-family: var(--bf); font-size: 22px; font-weight: 700; color: var(--d); padding: 0; }
.box:focus-within { border-color: var(--d); }
select.box { font-family: var(--bf); font-size: 20px; font-weight: 700; color: var(--d); cursor: pointer; }
.affix { font-size: 18px; font-weight: 700; color: var(--mut); white-space: nowrap; }
.box-row { display: flex; gap: 8px; align-items: center; }
.unit-toggle { display: flex; gap: 4px; }
.unit-toggle button { width: 40px; height: 40px; border-radius: 10px; border: 2px solid var(--border); background: #fff; color: var(--d); font-family: var(--bf); font-weight: 800; font-size: 15px; cursor: pointer; }
.unit-toggle button[aria-pressed="true"] { background: var(--d); border-color: var(--d); color: #fff; }
.hint { font-size: 13px; line-height: 1.35; color: var(--mut); }
.calc-result { display: flex; flex-direction: column; justify-content: center; gap: 6px; padding: 20px 28px; margin: 10px; border-radius: 20px; background: var(--d); color: #fff; }
.calc-result .k { color: var(--t1); }
.calc-result .v { font-family: var(--hf); font-size: 52px; font-weight: 800; letter-spacing: -1.5px; line-height: 1; }
.calc-result .s { font-size: 14px; color: var(--t1); }
.full-toggle { display: inline-flex; align-items: center; gap: 12px; padding: 12px 20px; border-radius: 999px; background: #fff; border: 2px solid var(--d); font-weight: 700; cursor: pointer; margin-top: 8px; }
.full-toggle input, .check input { width: 20px; height: 20px; margin: 0; accent-color: var(--d); }
.calc-extra { margin-top: 0; grid-template-columns: repeat(4, 1fr) 1.2fr; box-shadow: none; border-radius: 24px; }
.calc-pmi { display: flex; flex-direction: column; justify-content: center; gap: 6px; padding: 20px 28px; margin: 10px; border-radius: 18px; background: var(--sand); }
.calc-pmi .v { font-family: var(--hf); font-size: 32px; font-weight: 800; }
.calc-caption { width: 100%; max-width: 820px; display: flex; flex-direction: column; gap: 10px; align-items: center; }
.split { display: flex; width: 100%; height: 10px; border-radius: 999px; overflow: hidden; background: var(--div); }
.split i { display: block; background: var(--d); }
.split i.p { background: #9DB894; }
.calc-caption p { font-size: 15px; color: var(--mut); }

/* Step picker */
.picker-section { background: var(--sand); padding: 90px 0 100px; }
.center-head { text-align: center; display: flex; flex-direction: column; gap: 12px; margin-bottom: 40px; }
.center-head h2, .section-head h2 { font-size: 56px; font-weight: 800; }
.center-head p { font-size: 20px; color: var(--body); }
.step-buttons { display: grid; grid-template-columns: repeat(5, 1fr); gap: 8px; padding: 8px; border-radius: 22px; background: #fff; border: 2px solid var(--d); margin-bottom: 40px; }
.step-btn { display: flex; align-items: center; justify-content: center; gap: 12px; min-height: 76px; border: 0; border-radius: 14px; background: transparent; font-family: var(--bf); font-size: 18px; font-weight: 700; color: var(--d); cursor: pointer; }
.step-btn .num { width: 34px; height: 34px; border-radius: 50%; border: 2px solid var(--d); display: flex; align-items: center; justify-content: center; font-family: var(--hf); font-size: 16px; }
.step-btn .txt { display: flex; flex-direction: column; align-items: flex-start; line-height: 1.1; gap: 2px; }
.step-btn small { font-size: 13px; font-weight: 600; color: var(--mut); }
.step-btn[aria-pressed="true"] { background: var(--d); color: #fff; }
.step-btn[aria-pressed="true"] .num { background: var(--mist); border-color: var(--mist); color: var(--d); }
.step-btn[aria-pressed="true"] small { color: var(--t1); }
.step-select { display: none; }
.board-head { display: flex; justify-content: space-between; align-items: flex-end; gap: 32px; margin-bottom: 24px; }
.board-head h3 { font-size: 36px; font-weight: 800; margin-top: 6px; line-height: 1.15; }
.board-head h3 span { font-weight: 400; }
.board-actions { display: flex; align-items: center; gap: 22px; flex-shrink: 0; }
.more-link { font-weight: 700; }
.more-link .m { display: none; }
.tiles { display: grid; grid-template-columns: repeat(4, 1fr); grid-auto-rows: 300px; gap: 20px; }
.tile { display: flex; border-radius: 32px; text-decoration: none; color: var(--d); padding: 36px 44px; gap: 24px; }
.tile-big { grid-column: span 2; grid-row: span 2; flex-direction: column; justify-content: space-between; padding: 44px; }
.tile-wide { grid-column: span 2; justify-content: space-between; align-items: center; }
.t-dark { background: var(--d); color: #fff; }
.t-mist { background: var(--mist); }
.t-tan { background: var(--tan); }
.t-white { background: #fff; }
.tile:hover { color: inherit; transform: translateY(-2px); }
.tile-text { display: flex; flex-direction: column; gap: 12px; max-width: 520px; }
.tile-label { font-size: 15px; font-weight: 700; letter-spacing: .08em; text-transform: uppercase; }
.t-dark .tile-label { color: var(--lt); }
.t-white .tile-label { color: var(--mut); }
.tile-q { font-family: var(--hf); font-size: 32px; font-weight: 700; line-height: 1.1; letter-spacing: -0.5px; }
.tile-big .tile-q { font-size: 52px; font-weight: 800; letter-spacing: -1.5px; line-height: 1.02; }
.soon { font-style: normal; font-size: 11px; font-weight: 700; letter-spacing: .06em; padding: 3px 8px; border-radius: 999px; background: rgba(255,255,255,.7); color: var(--d); vertical-align: middle; margin-left: 6px; }
.t-dark .soon { background: var(--d2); color: #fff; }
.tile-visual { display: flex; flex-direction: column; gap: 14px; }
.tile-open { font-size: 17px; font-weight: 700; }
.arrow { flex-shrink: 0; width: 56px; height: 56px; border-radius: 50%; background: var(--d); color: #fff; display: flex; align-items: center; justify-content: center; font-size: 24px; }
.t-dark .arrow { background: var(--cream); color: var(--d); }
.v-note { font-size: 15px; opacity: .85; }
.v-bars { display: flex; gap: 18px; align-items: flex-end; height: 170px; }
.v-bars span { display: flex; flex-direction: column; align-items: center; justify-content: flex-end; gap: 8px; height: 100%; font-size: 15px; font-weight: 700; }
.v-bars i { display: block; width: 90px; border-radius: 14px 14px 4px 4px; background: var(--d); }
.v-bars i.light { background: #fff; }
.v-progress { height: 22px; border-radius: 999px; background: var(--d2); overflow: hidden; }
.v-progress i { display: block; height: 100%; background: var(--mist); }
.v-range { display: flex; height: 56px; border-radius: 16px; overflow: hidden; font-weight: 700; font-size: 16px; }
.v-range i { font-style: normal; display: flex; align-items: center; padding: 0 18px; }
.v-range .a { width: 55%; background: var(--cream); color: var(--d); }
.v-range .b { width: 30%; background: var(--mist); color: var(--d); }
.v-range .c { width: 15%; background: var(--d2); }
.v-tiers { display: flex; align-items: flex-end; gap: 12px; }
.v-tiers span { flex: 1; display: flex; flex-direction: column; gap: 8px; font-size: 14px; color: var(--t1); }
.v-tiers i { display: block; border-radius: 10px; background: var(--d2); }
.v-tiers span.on { color: #fff; font-weight: 800; }
.v-tiers span.on i { background: var(--mist); }
.v-receipt { width: 96px; height: 96px; fill: none; stroke: var(--d); stroke-width: 1.4; stroke-linecap: round; stroke-linejoin: round; }

/* Markets */
.markets-section { background: var(--sand); padding: 100px 0; }
.section-head p { font-size: 20px; color: var(--body); max-width: 660px; margin-top: 14px; }
.split-head { display: flex; justify-content: space-between; align-items: flex-end; gap: 48px; }
.split-head .eyebrow { display: block; margin-bottom: 14px; }
.search-inline { display: flex; flex-direction: column; gap: 8px; width: 460px; flex-shrink: 0; }
.search-inline.wide { width: 100%; max-width: 620px; margin-top: 8px; }
.search-inline label { font-size: 13px; font-weight: 700; letter-spacing: .08em; text-transform: uppercase; color: var(--mut); }
.search-inline div { display: flex; gap: 10px; }
.search-inline input, .field input, .field select, .field textarea, .signup-row input { height: 56px; padding: 0 16px; border: 2px solid var(--border); border-radius: 14px; background: #fff; font-family: var(--bf); font-size: 17px; color: var(--d); width: 100%; min-width: 0; }
.search-inline input { border-color: var(--d); }
.field textarea { height: auto; padding: 14px 16px; resize: vertical; }
.your-market { display: grid; grid-template-columns: minmax(0, 1fr) auto auto; gap: 44px; align-items: center; margin-top: 40px; padding: 32px 40px; border-radius: 24px; background: var(--d); color: #fff; }
.ym-k { font-size: 14px; font-weight: 700; letter-spacing: .1em; text-transform: uppercase; color: var(--mist); }
.ym-city { display: flex; align-items: center; gap: 14px; flex-wrap: wrap; margin: 10px 0; }
.ym-city > span:first-child { font-family: var(--hf); font-size: 44px; font-weight: 800; letter-spacing: -1px; line-height: 1; }
.ym-city small { font-size: 22px; font-weight: 500; color: var(--t1); }
.ym-note { font-size: 14px; color: var(--t1); }
.ym-stats { display: flex; flex-direction: column; gap: 6px; white-space: nowrap; }
.ym-ppsf { font-family: var(--hf); font-size: 52px; font-weight: 800; letter-spacing: -1.5px; line-height: 1; }
.ym-ppsf small, .mc-ppsf small { font-size: 15px; font-weight: 600; letter-spacing: 0; margin-left: 4px; color: inherit; opacity: .8; }
.ym-ms { font-size: 14px; color: var(--t1); }
.badge { display: inline-flex; align-items: center; gap: 6px; align-self: flex-start; padding: 6px 12px 6px 8px; border-radius: 999px; font-size: 14px; font-weight: 700; white-space: nowrap; }
.badge svg { width: 18px; height: 18px; fill: none; stroke-width: 2; stroke-linecap: round; stroke-linejoin: round; }
.b-sell { background: #F6DDD2; color: #8A3A1C; } .b-sell svg { stroke: #B5532E; }
.b-bal { background: #ECE9E2; color: #4A4F57; } .b-bal svg { stroke: #6B7078; }
.b-buy { background: #DCE7EF; color: #2D5470; } .b-buy svg { stroke: #3F6B8A; }
.change { font-size: 15px; font-weight: 700; }
.change.up { color: #3E6B38; } .change.down { color: #8A3A1C; }
.change.on-dark.up { color: var(--mist); } .change.on-dark.down { color: #F3C3B1; }
.change small { font-weight: 500; color: var(--mut); font-size: 15px; }
.change.on-dark small { color: var(--t1); }
.change span { font-size: 12px; margin-right: 3px; }
.market-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px; margin-top: 32px; }
.market-card { display: flex; flex-direction: column; gap: 12px; padding: 22px; border-radius: 18px; background: #fff; border: 1px solid var(--div); text-decoration: none; }
.mc-top { display: flex; justify-content: space-between; align-items: baseline; gap: 8px; font-size: 18px; }
.mc-top small { font-size: 14px; font-weight: 600; color: var(--mut); }
.mc-ppsf { font-family: var(--hf); font-size: 36px; font-weight: 800; letter-spacing: -1px; line-height: 1; }
.mc-ms { font-size: 14px; color: var(--mut); }
.load-more { display: none; margin-top: 12px; }
.source-note { margin-top: 20px; font-size: 15px; color: var(--mut); }

/* Agents strip */
.agents-section { background: #fff; padding: 80px 0; }
.agent-strip { display: flex; justify-content: space-between; align-items: center; gap: 40px; padding: 36px 44px; border-radius: 24px; background: var(--cream); border: 2px dashed var(--border); }
.agent-strip h2 { font-size: 32px; font-weight: 800; }
.agent-strip p { margin-top: 8px; font-size: 18px; color: var(--body); }

/* FAQ */
.faq-section { padding: 110px 0; background: var(--cream); }
.faq-grid { display: grid; grid-template-columns: .8fr 1.2fr; gap: 80px; align-items: start; }
.faq-grid > div:first-child { display: flex; flex-direction: column; gap: 18px; }
.faq-grid h2 { font-size: 52px; font-weight: 800; }
.faq-grid > div:first-child p { font-size: 20px; color: var(--body); }
.faq-list { border-top: 2px solid var(--d); }
.faq-list details { border-bottom: 1px solid var(--border); }
.faq-list summary { cursor: pointer; list-style: none; display: flex; justify-content: space-between; align-items: center; gap: 24px; padding: 24px 0; font-family: var(--hf); font-size: 23px; font-weight: 700; line-height: 1.3; }
.faq-list summary::-webkit-details-marker { display: none; }
.faq-list summary::after { content: '+'; flex-shrink: 0; width: 40px; height: 40px; border-radius: 50%; background: #fff; border: 1px solid var(--border); display: flex; align-items: center; justify-content: center; font-family: var(--bf); font-size: 22px; }
.faq-list details[open] summary::after { content: '−'; background: var(--mist); }
.faq-list details > div { padding: 0 64px 26px 0; display: flex; flex-direction: column; gap: 12px; }
.faq-list details p { font-size: 18px; line-height: 1.65; color: var(--body); }
.faq-list details a { font-weight: 700; color: var(--at); }

/* Save card */
.save-section { padding: 100px 0; background: var(--cream); }
.save-card { display: grid; grid-template-columns: 1fr 1fr; gap: 64px; align-items: center; padding: 56px 64px; border-radius: 32px; background: var(--mist); border: 2px solid var(--d); box-shadow: 12px 12px 0 var(--d); }
.save-copy { display: flex; flex-direction: column; gap: 18px; }
.save-copy h2 { font-size: 50px; font-weight: 800; }
.save-copy p { font-size: 19px; }
.plan-box { display: flex; flex-direction: column; gap: 6px; padding: 18px 22px; border-radius: 16px; background: #fff; }
.plan-box span { font-size: 13px; font-weight: 700; letter-spacing: .08em; text-transform: uppercase; color: var(--mut); }
.save-form { display: flex; flex-direction: column; gap: 14px; }
.save-form > label:first-child { font-weight: 700; font-size: 15px; }
.save-form input[type=email] { height: 60px; padding: 0 20px; border: 2px solid var(--d); border-radius: 14px; background: #fff; font-family: var(--bf); font-size: 18px; }
.check { display: flex; gap: 10px; align-items: flex-start; font-weight: 600; font-size: 16px; }
.save-form .fine { color: var(--d); }

/* Signup box (tools, markets, guides) */
.signup-box { display: flex; flex-direction: column; gap: 12px; padding: 26px 28px; border-radius: 22px; background: var(--mist); border: 2px solid var(--d); position: relative; }
.signup-label { font-family: var(--hf); font-size: 20px; font-weight: 700; line-height: 1.3; }
.signup-row { display: flex; gap: 8px; }
.signup-row input { border-color: var(--d); }
.signup-box .fine { color: var(--d); }

/* Footer */
.site-footer { background: var(--d); color: #E8EAED; padding: 64px 0 48px; }
.site-footer a { color: #E8EAED; text-decoration: none; }
.site-footer a:hover { color: #fff; text-decoration: underline; }
.footer-top { display: flex; justify-content: space-between; align-items: flex-start; gap: 48px; }
.footer-brand { display: flex; flex-direction: column; gap: 14px; }
.footer-brand p { color: #C3C8CE; }
.footer-cols { display: flex; gap: 72px; }
.footer-cols div { display: flex; flex-direction: column; gap: 12px; }
.footer-cols span { font-weight: 700; color: #fff; }
.footer-legal { display: flex; flex-direction: column; gap: 14px; margin-top: 32px; padding-top: 28px; border-top: 1px solid var(--d2); }
.footer-legal p { font-size: 14px; line-height: 1.6; color: #C3C8CE; max-width: 980px; }
.footer-bottom { display: flex; justify-content: space-between; font-size: 14px; color: #C3C8CE; }
.footer-bottom nav { display: flex; gap: 24px; }

/* Inner pages */
.page-head { display: flex; flex-direction: column; gap: 18px; padding-top: 48px; padding-bottom: 40px; }
.page-title { font-size: 58px; font-weight: 800; letter-spacing: -2px; line-height: 1.05; }
.crumbs { display: flex; flex-wrap: wrap; gap: 10px; font-size: 15px; color: var(--mut); }
.crumbs a { color: var(--mut); }
.crumbs [aria-current] { color: var(--d); font-weight: 600; }
.jump-chips { display: flex; gap: 10px; flex-wrap: wrap; }
.jump-chips a { display: inline-flex; align-items: center; gap: 10px; min-height: 52px; padding: 0 20px 0 10px; border-radius: 999px; border: 2px solid var(--d); background: #fff; font-weight: 700; text-decoration: none; }
.jump-chips a > span { width: 32px; height: 32px; border-radius: 50%; background: var(--mist); display: flex; align-items: center; justify-content: center; }
.jump-chips small { color: var(--mut); font-weight: 500; }
.tools-index { padding-bottom: 80px; }
.step-section { display: grid; grid-template-columns: 320px 1fr; gap: 48px; padding: 56px 0; border-top: 1px solid var(--border); scroll-margin-top: 20px; }
.step-side { display: flex; flex-direction: column; gap: 12px; }
.step-num { width: 52px; height: 52px; border-radius: 50%; background: var(--d); color: #fff; display: flex; align-items: center; justify-content: center; font-family: var(--hf); font-size: 22px; font-weight: 700; }
.step-side h2 { font-size: 34px; font-weight: 800; }
.step-side p { color: var(--body); }
.pill-mist { align-self: flex-start; font-size: 13px; font-weight: 700; padding: 6px 12px; border-radius: 999px; background: var(--mist); }
.tool-list { display: grid; grid-template-columns: repeat(2, 1fr); gap: 16px; align-content: start; }
.tool-card { display: flex; justify-content: space-between; align-items: center; gap: 18px; padding: 22px 24px; border-radius: 20px; background: #fff; border: 1px solid var(--div); text-decoration: none; }
.tool-card .arrow { width: 40px; height: 40px; font-size: 18px; }
.tool-card-text { display: flex; flex-direction: column; gap: 6px; min-width: 0; }
.tool-card-text b { font-family: var(--hf); font-size: 20px; line-height: 1.25; }
.tool-card-text > span { font-size: 16px; color: var(--mut); }
.tag { align-self: flex-start; font-style: normal; font-size: 12px; font-weight: 700; letter-spacing: .06em; text-transform: uppercase; padding: 4px 10px; border-radius: 999px; background: var(--sand); color: var(--mut); }
.tag.soon { background: #fff; border: 1px dashed var(--border); }
.related-list { display: flex; flex-direction: column; gap: 12px; margin-top: 12px; }

.tool-layout { display: grid; grid-template-columns: .9fr 1.1fr; gap: 40px; align-items: start; padding-bottom: 64px; }
.tool-form { display: flex; flex-direction: column; gap: 18px; padding: 36px; border-radius: 28px; background: #fff; border: 2px solid var(--d); box-shadow: 12px 12px 0 var(--d); }
.tool-form h2 { font-size: 24px; }
.field { display: flex; flex-direction: column; gap: 8px; min-width: 0; }
.field label small { text-transform: none; letter-spacing: 0; font-weight: 500; }
.field-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.result-empty { display: flex; flex-direction: column; gap: 12px; justify-content: center; min-height: 420px; padding: 40px; border-radius: 28px; border: 2px dashed var(--border); text-align: center; align-items: center; }
.result-empty b { font-family: var(--hf); font-size: 24px; }
.result-empty span { color: var(--mut); max-width: 420px; }
.result-empty.error { border-color: #8A3A1C; }
.result-empty .signup-box { text-align: left; width: 100%; max-width: 520px; margin-top: 12px; }
.result-card { display: flex; flex-direction: column; gap: 22px; padding: 40px; border-radius: 28px; background: var(--d); color: #fff; }
.result-card .k { color: var(--lt); }
.result-card .big { font-family: var(--hf); font-size: 64px; font-weight: 800; letter-spacing: -2px; line-height: 1; }
.result-card .big small { font-size: 24px; font-weight: 600; color: var(--t1); letter-spacing: 0; }
.range-box { display: flex; flex-direction: column; gap: 6px; padding: 22px 24px; border-radius: 18px; background: var(--mist); color: var(--d); }
.range-box span { font-size: 13px; font-weight: 700; letter-spacing: .08em; text-transform: uppercase; }
.range-box b { font-family: var(--hf); font-size: 36px; letter-spacing: -1px; }
.range-box small { font-size: 15px; }
.warn { padding: 14px 18px; border-radius: 14px; background: #F6DDD2; color: #6E2C14; font-weight: 600; }
.result-card h3 { font-size: 20px; }
.reasons { margin: 0; padding-left: 20px; display: flex; flex-direction: column; gap: 10px; color: var(--t1); font-size: 17px; }
.src { font-size: 14px; color: var(--t1); }
.next-row { display: grid; grid-template-columns: 1fr 1fr 1.1fr; gap: 20px; padding-bottom: 72px; }
.next-row.four { grid-template-columns: repeat(4, 1fr); padding-bottom: 0; }
.next-card { display: flex; flex-direction: column; gap: 8px; padding: 26px 28px; border-radius: 22px; background: #fff; text-decoration: none; }
.next-card span { font-size: 13px; font-weight: 700; letter-spacing: .08em; text-transform: uppercase; }
.next-card b { font-family: var(--hf); font-size: 22px; }
.next-card small { font-size: 15px; color: var(--body); }
.next-card.tan { background: var(--tan); }
.next-card.mist { background: var(--mist); }
.article-band { background: #fff; border-top: 1px solid var(--div); padding: 72px 0; }
.article-grid { display: grid; grid-template-columns: minmax(0, 1fr) 360px; gap: 80px; align-items: start; }
.guide-body { padding-bottom: 80px; }
.prose { display: flex; flex-direction: column; gap: 18px; max-width: 760px; font-size: 18px; line-height: 1.7; color: var(--body); }
.prose h2 { font-size: 32px; font-weight: 800; color: var(--d); margin-top: 12px; }
.prose h3 { font-size: 23px; font-weight: 700; color: var(--d); margin-top: 8px; }
.prose ul, .prose ol { margin: 0; padding-left: 22px; display: flex; flex-direction: column; gap: 8px; }
.prose .faq-list details p { font-size: 17px; }
.callout { display: flex; flex-direction: column; gap: 8px; padding: 24px 26px; border-radius: 20px; background: var(--mist); color: var(--d); }
.callout b { font-size: 13px; letter-spacing: .08em; text-transform: uppercase; }
.table-scroll { overflow-x: auto; border: 1px solid var(--div); border-radius: 16px; background: #fff; }
.table-scroll table { width: 100%; min-width: 520px; border-collapse: collapse; font-size: 16px; line-height: 1.45; }
.table-scroll th, .table-scroll td { text-align: left; padding: 14px 16px; border-bottom: 1px solid var(--div); vertical-align: top; }
.table-scroll thead th { background: var(--sand); color: var(--d); }
.table-scroll tbody th { color: var(--d); }
.side { display: flex; flex-direction: column; gap: 14px; }
.side-title { font-family: var(--hf); font-size: 20px; }
.side-card { display: flex; flex-direction: column; gap: 6px; padding: 22px; border-radius: 20px; background: #fff; border: 1px solid var(--div); text-decoration: none; }
.side-card span { font-size: 15px; color: var(--mut); }

.meta-row { display: flex; gap: 14px; align-items: center; flex-wrap: wrap; }
.summary { max-width: 900px; }
.metric-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; padding-bottom: 56px; }
.metric { display: flex; flex-direction: column; gap: 8px; padding: 26px; border-radius: 20px; background: #fff; border: 1px solid var(--div); }
.metric .v { font-family: var(--hf); font-size: 44px; font-weight: 800; letter-spacing: -1.5px; line-height: 1; }
.metric .s { font-size: 15px; color: var(--mut); }
.tan-band { background: var(--sand); padding: 64px 0; }
.tan-band h2 { font-size: 36px; font-weight: 800; margin-bottom: 22px; }
.two-col { display: grid; grid-template-columns: 1fr 1fr; gap: 64px; padding-top: 64px; padding-bottom: 40px; align-items: start; }
.two-col h2 { font-size: 30px; font-weight: 800; margin-bottom: 8px; }
.near-row { display: flex; justify-content: space-between; align-items: center; gap: 12px; padding: 18px 0; border-bottom: 1px solid var(--border); text-decoration: none; }
.near-row > span:first-child { display: flex; align-items: center; gap: 10px; flex-wrap: wrap; }
.near-row small { color: var(--mut); }
.near-row .ppsf { font-family: var(--hf); font-size: 22px; font-weight: 700; }
.page-foot-note { padding-bottom: 48px; }
.notice { padding: 14px 18px; border-radius: 14px; background: #fff; border: 1px solid var(--div); max-width: 620px; }
.market-list-wrap { padding-bottom: 80px; }

.guides-top { display: grid; grid-template-columns: 1.3fr 1fr; gap: 24px; padding-bottom: 64px; }
.guide-feature { display: flex; flex-direction: column; justify-content: space-between; gap: 22px; min-height: 420px; padding: 44px; border-radius: 32px; background: var(--d); color: #fff; text-decoration: none; }
.guide-feature:hover { color: #fff; }
.guide-feature .k { color: var(--lt); }
.guide-feature b { font-family: var(--hf); font-size: 48px; line-height: 1.05; letter-spacing: -1.5px; }
.guide-feature > span:nth-child(3) { font-size: 19px; color: var(--t1); }
.guide-feature .btn { align-self: flex-start; }
.course-card { display: flex; flex-direction: column; gap: 16px; padding: 40px; border-radius: 32px; background: #3A4048; color: #fff; }
.course-card .k { color: var(--mist); }
.course-card b { font-family: var(--hf); font-size: 32px; line-height: 1.1; }
.course-card ol { margin: 0; padding-left: 20px; display: flex; flex-direction: column; gap: 8px; color: var(--t1); }
.course-card .signup-box { color: var(--d); }
.guides-grid-wrap { padding-bottom: 80px; }
.guides-grid-wrap h2 { font-size: 34px; font-weight: 800; margin-bottom: 22px; }
.guides-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.guide-card { display: flex; flex-direction: column; gap: 12px; padding: 30px; border-radius: 24px; background: #fff; border: 1px solid var(--div); text-decoration: none; }
.guide-card .k { color: var(--d); }
.guide-card b { font-family: var(--hf); font-size: 24px; line-height: 1.2; }
.guide-card > span:nth-child(3) { color: var(--body); }
.guide-card .more { margin-top: auto; font-weight: 700; }

.about-hero { display: grid; grid-template-columns: 1.1fr .9fr; gap: 80px; align-items: end; padding-top: 72px; padding-bottom: 80px; border-bottom: 1px solid var(--div); }
.about-hero > div:first-child { display: flex; flex-direction: column; gap: 20px; }
.lead-block { display: flex; flex-direction: column; gap: 16px; font-size: 20px; line-height: 1.6; color: var(--body); }
.contact-grid, .apply-grid { display: grid; grid-template-columns: .8fr 1.2fr; gap: 80px; padding-top: 72px; padding-bottom: 88px; align-items: start; }
.contact-grid h2, .apply-grid h2 { font-size: 34px; font-weight: 800; margin-bottom: 14px; }
.apply-grid p { color: var(--body); }
.form-card { display: flex; flex-direction: column; gap: 18px; padding: 36px; border-radius: 24px; background: #fff; border: 2px solid var(--d); }
.form-card h3 { font-size: 26px; }
fieldset { margin: 0; padding: 0; border: 0; display: flex; flex-direction: column; gap: 10px; }
.chips { display: flex; gap: 8px; flex-wrap: wrap; }
.chip { position: relative; }
.chip input { position: absolute; opacity: 0; }
.chip span { display: inline-flex; align-items: center; min-height: 46px; padding: 0 16px; border-radius: 999px; border: 2px solid var(--border); background: #fff; font-size: 15px; font-weight: 600; cursor: pointer; }
.chip input:checked + span { border-color: var(--d); background: var(--mist); }
.chip input:focus-visible + span { outline: 3px solid var(--at); outline-offset: 2px; }
.fine-link { font-size: 14px; color: var(--mut); }
.tabs { display: flex; gap: 10px; flex-wrap: wrap; }
.tabs a { display: inline-flex; align-items: center; min-height: 48px; padding: 0 22px; border-radius: 999px; border: 2px solid var(--d); font-weight: 700; text-decoration: none; }
.tabs a[aria-current] { background: var(--d); color: #fff; }
.legal { padding-bottom: 88px; }
.center-page { display: flex; flex-direction: column; align-items: center; text-align: center; gap: 22px; padding-top: 96px; padding-bottom: 120px; }
.icon-circle { width: 88px; height: 88px; border-radius: 50%; background: var(--mist); border: 2px solid var(--d); display: flex; align-items: center; justify-content: center; }
.icon-circle svg { width: 40px; height: 40px; fill: none; stroke: var(--d); stroke-width: 2; stroke-linecap: round; stroke-linejoin: round; }
.icon-circle.dark { background: var(--d); }
.icon-circle.dark svg { stroke: #fff; stroke-width: 2.6; }
.welcome-grid { display: grid; grid-template-columns: .9fr 1.1fr; gap: 64px; padding-top: 80px; padding-bottom: 100px; align-items: start; }
.welcome-grid > div:first-child { display: flex; flex-direction: column; gap: 18px; align-items: flex-start; }
.agents-hero { display: grid; grid-template-columns: 1.1fr .9fr; gap: 64px; align-items: center; padding-top: 72px; padding-bottom: 80px; }
.agents-hero > div:first-child { display: flex; flex-direction: column; gap: 22px; }
.price-note { font-size: 17px; color: var(--body); }
.price-note b { font-family: var(--hf); font-size: 24px; color: var(--d); }
.agent-preview { justify-self: center; display: flex; flex-direction: column; gap: 14px; width: 420px; padding: 26px; border-radius: 24px; background: #fff; border: 2px solid var(--d); box-shadow: 12px 12px 0 var(--d); position: relative; }
.sponsored { align-self: flex-start; font-size: 11px; font-weight: 700; letter-spacing: .08em; text-transform: uppercase; color: var(--mut); padding: 3px 8px; border-radius: 999px; border: 1px solid var(--border); }
.ap-head { display: flex; align-items: center; gap: 14px; }
.ap-head b { display: block; font-family: var(--hf); font-size: 22px; }
.ap-head small { color: var(--mut); }
.avatar { width: 60px; height: 60px; border-radius: 50%; background: var(--mist); border: 2px solid var(--d); display: flex; align-items: center; justify-content: center; font-family: var(--hf); font-weight: 700; font-size: 20px; }
.ap-btns { display: flex; gap: 10px; }
.ap-btns .btn-dark { flex-grow: 1; }
.three-steps { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; padding-bottom: 80px; }
.three-steps > div { display: flex; flex-direction: column; gap: 12px; padding: 30px; border-radius: 24px; background: #fff; border: 1px solid var(--div); }
.three-steps b { font-family: var(--hf); font-size: 24px; }
.three-steps p { color: var(--body); }
.pricing-grid { display: grid; grid-template-columns: 1fr 520px; gap: 64px; align-items: start; }
.pricing-grid h2 { font-size: 40px; font-weight: 800; margin-bottom: 18px; }
.checks { margin: 0; padding: 0; list-style: none; display: flex; flex-direction: column; gap: 14px; font-size: 18px; }
.checks li::before { content: '✓'; color: var(--at); font-weight: 800; margin-right: 12px; }
.price-card { display: flex; flex-direction: column; gap: 16px; padding: 36px; border-radius: 28px; background: var(--d); color: #fff; }
.price-card .k { color: var(--lt); }
.tier { display: flex; justify-content: space-between; align-items: center; gap: 16px; padding: 18px 20px; border-radius: 18px; border: 1px solid var(--d2); }
.tier span { display: flex; flex-direction: column; gap: 4px; }
.tier small { color: var(--t1); font-size: 14px; }
.tier strong { font-family: var(--hf); font-size: 34px; white-space: nowrap; }
.tier strong small { font-size: 15px; color: inherit; }
.tier.best { background: var(--mist); color: var(--d); border-color: var(--mist); }
.tier.best small { color: var(--d); }
.price-card p { font-size: 15px; color: var(--t1); }
.nf-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 80px; align-items: center; padding-top: 110px; padding-bottom: 120px; }
.nf-grid > div:first-child { display: flex; flex-direction: column; gap: 20px; }
.nf-num { font-family: var(--hf); font-size: 120px; font-weight: 800; line-height: .9; color: var(--mist); -webkit-text-stroke: 3px var(--d); }
.nf-links { display: flex; flex-direction: column; gap: 12px; }

/* ---------------- Mobile ---------------- */
@media (max-width: 860px) {
  body { font-size: 16px; }
  .wrap { padding-left: 20px; padding-right: 20px; }
  .header-row { padding-top: 14px; padding-bottom: 14px; }
  .brand-mark { width: 32px; height: 36px; }
  .brand-lockup { gap: 10px; }
  .brand-name { font-size: 22px; }
  .brand-sub { font-size: 9px; letter-spacing: 3.4px; }
  .main-nav, .header-cta { display: none; }
  .mobile-menu { display: block; }
  .mobile-menu summary { list-style: none; width: 48px; height: 48px; border-radius: 14px; border: 2px solid var(--d); background: #fff; display: flex; align-items: center; justify-content: center; cursor: pointer; }
  .mobile-menu summary::-webkit-details-marker { display: none; }
  .mobile-menu summary svg { width: 22px; height: 22px; fill: none; stroke: var(--d); stroke-width: 2.4; stroke-linecap: round; }
  .mobile-menu[open] summary { background: var(--mist); }
  .mobile-menu nav { position: absolute; top: 100%; left: 0; right: 0; background: var(--cream); border-bottom: 2px solid var(--d); box-shadow: 0 18px 30px rgba(47,52,59,.18); padding: 4px 20px 24px; display: flex; flex-direction: column; }
  .mm-group { display: flex; flex-direction: column; padding-top: 18px; }
  .mm-group span { font-size: 12px; font-weight: 700; letter-spacing: .1em; text-transform: uppercase; color: var(--mut); }
  .mm-group a { padding: 13px 0; border-bottom: 1px solid var(--div); font-size: 18px; font-weight: 600; text-decoration: none; }
  .mobile-menu .btn { margin-top: 20px; }

  .hero { align-items: stretch; text-align: left; gap: 18px; padding-top: 36px; padding-bottom: 44px; }
  .hero-title { font-size: 38px; letter-spacing: -1.3px; line-height: 1.05; text-wrap: balance; }
  .hero-actions { flex-direction: column; align-items: stretch; }
  .lead { font-size: 17px; }
  .calc { display: flex; flex-direction: column; gap: 14px; padding: 14px 14px 20px; border-radius: 24px; box-shadow: 6px 6px 0 var(--d); margin-top: 14px; }
  .calc-sticker { width: 74px; height: 74px; font-size: 14px; top: -22px; right: -8px; }
  .calc-result { order: -1; margin: 0; padding: 18px 20px; border-radius: 16px; }
  .calc-result .v { font-size: 44px; }
  .calc-field, .calc-field.first { padding: 0 6px; border: 0; }
  .calc-extra { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; padding: 18px 14px; }
  .calc-pmi { grid-column: span 2; margin: 0; padding: 14px 16px; }
  .full-toggle { border-radius: 14px; font-size: 15px; }
  .box input { font-size: 20px; }
  .calc-caption { align-items: stretch; }

  .picker-section { padding: 44px 0 48px; }
  .center-head { text-align: left; margin-bottom: 22px; }
  .center-head h2, .section-head h2 { font-size: 30px; }
  .center-head p, .section-head p { font-size: 16px; }
  .step-buttons { display: none; }
  .step-select { display: flex; flex-direction: column; gap: 6px; margin-bottom: 22px; }
  .step-select label { font-size: 12px; font-weight: 700; letter-spacing: .08em; text-transform: uppercase; color: var(--mut); }
  .step-select select { height: 60px; padding: 0 18px; border: 2px solid var(--d); border-radius: 16px; background: #fff; font-family: var(--bf); font-size: 18px; font-weight: 700; color: var(--d); }
  .board { display: flex; flex-direction: column; }
  .board-head { display: contents; }
  .board-head > div:first-child { order: 0; margin-bottom: 14px; }
  .board-head h3 { font-size: 24px; }
  .board .tiles { order: 1; }
  .board-actions { order: 2; flex-direction: column; align-items: stretch; gap: 10px; margin-top: 14px; }
  .board-actions .more-link { order: 2; display: flex; justify-content: center; align-items: center; min-height: 54px; border-radius: 999px; background: var(--d); color: #fff; text-decoration: none; }
  .board-actions .btn { order: 3; min-height: 54px; }
  .more-link .d { display: none; } .more-link .m { display: inline; }
  .tiles { display: flex; flex-direction: column; gap: 12px; }
  .tile { padding: 20px 22px; border-radius: 20px; }
  .tile-big { padding: 26px; min-height: 300px; gap: 22px; }
  .tile-q { font-size: 20px; }
  .tile-big .tile-q { font-size: 30px; letter-spacing: -0.6px; }
  .tile-label { font-size: 12px; }
  .arrow { width: 44px; height: 44px; font-size: 20px; }
  .v-bars { height: 110px; } .v-bars i { width: 64px; }
  .v-tiers span { font-size: 12px; }

  .markets-section, .agents-section { padding: 48px 0; }
  .split-head { flex-direction: column; align-items: stretch; gap: 20px; }
  .search-inline { width: 100%; }
  .your-market { grid-template-columns: 1fr; gap: 16px; padding: 22px; margin-top: 20px; }
  .ym-city > span:first-child { font-size: 30px; }
  .ym-ppsf { font-size: 40px; }
  .market-grid { grid-template-columns: 1fr; gap: 10px; margin-top: 20px; }
  .market-grid:not(.all).collapsed .market-card[data-more] { display: none; }
  .load-more { display: flex; }
  .load-more[hidden] { display: none !important; }
  .agent-strip { flex-direction: column; align-items: stretch; gap: 16px; padding: 24px; }
  .agent-strip h2 { font-size: 22px; }
  .faq-section { padding: 48px 0; }
  .faq-grid, .two-col, .contact-grid, .apply-grid, .about-hero, .welcome-grid, .agents-hero, .pricing-grid, .nf-grid, .guides-top, .article-grid, .tool-layout { grid-template-columns: 1fr; gap: 28px; }
  .faq-grid h2 { font-size: 30px; }
  .faq-grid > div:first-child p { font-size: 16px; }
  .faq-list summary { font-size: 18px; padding: 18px 0; }
  .faq-list details > div { padding: 0 0 20px; }
  .faq-list details p { font-size: 16px; }
  .save-section { padding: 40px 0 52px; }
  .save-card { grid-template-columns: 1fr; gap: 20px; padding: 26px 22px; box-shadow: 6px 6px 0 var(--d); }
  .save-copy h2 { font-size: 28px; }
  .save-copy p { font-size: 16px; }

  .site-footer { padding: 36px 0 32px; }
  .footer-cols { display: none; }
  .footer-legal { margin-top: 20px; padding-top: 20px; }
  .footer-bottom { flex-direction: column-reverse; gap: 14px; }
  .footer-bottom nav { gap: 20px; }

  .page-head { padding-top: 24px; padding-bottom: 24px; gap: 14px; }
  .page-title { font-size: 34px; letter-spacing: -1.1px; text-wrap: balance; }
  .step-section { grid-template-columns: 1fr; gap: 18px; padding: 32px 0; }
  .tool-list { grid-template-columns: 1fr; gap: 10px; }
  .tool-card { padding: 18px 20px; }
  .tool-card-text b { font-size: 18px; }
  .tool-form { padding: 20px; box-shadow: 6px 6px 0 var(--d); }
  .field-row { grid-template-columns: 1fr 1fr; gap: 10px; }
  .result-card { padding: 24px 20px; }
  .result-card .big { font-size: 48px; }
  .range-box b { font-size: 26px; }
  .result-empty { min-height: 0; padding: 28px 20px; }
  .next-row, .next-row.four { grid-template-columns: 1fr; gap: 12px; padding-bottom: 40px; }
  .article-band { padding: 40px 0; }
  .prose { font-size: 17px; }
  .prose h2 { font-size: 24px; }
  .metric-grid { grid-template-columns: 1fr 1fr; gap: 10px; }
  .metric { padding: 16px; }
  .metric .v { font-size: 28px; }
  .metric .s { font-size: 13px; }
  .tan-band { padding: 36px 0; }
  .tan-band h2 { font-size: 26px; }
  .guide-feature { min-height: 0; padding: 24px; }
  .guide-feature b { font-size: 28px; }
  .course-card { padding: 24px 20px; }
  .guides-grid { grid-template-columns: 1fr; }
  .agent-preview { width: 100%; box-shadow: 6px 6px 0 var(--d); }
  .three-steps { grid-template-columns: 1fr; }
  .pricing-grid h2 { font-size: 28px; }
  .tier strong { font-size: 26px; }
  .signup-row { flex-direction: column; }
  .signup-box { padding: 22px 18px; }
  .nf-num { font-size: 88px; }
  .center-page { align-items: stretch; text-align: left; padding-top: 48px; padding-bottom: 64px; }
}